Source of Strength and Consolidated Supervision: A Comparative Assessment of Industrial Banks and Commercial Banks

James R. Barth of Auburn University and Yanfei Sun of Ryerson University conducted a study for the Utah Center for Financial Services (UCFS) on the strength of industrial banks compared to other FDIC-insured institutions. The findings demonstrate that industrial bank holding companies should not be subjected to consolidated supervision by the Federal Reserve and that […]

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An Assessment of the Needs of LMI Communities in Salt Lake County and Surrounding Areas

The Utah Center for Financial Services funded a community needs assessment study in conjunction with the Sorenson Impact Center and the University of Utah David Eccles School of Business. The report provides bank officers insight and information to assess community needs in the categories of poverty and employment, youth and education, health and healthcare, housing, […]

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The Barth Study Finds ILCs Thriving

James R. Barth and Yanfei Sun of Auburn University conducted a study for the Utah Center for Financial Services (UCFS) on how industrial loan companies (ILCs, a.k.a industrial banks) have performed compared to other FDIC insured institutions. The findings demonstrate ILCs perform better than all other FDIC institutions. Read more here. (Originally published October 2018)

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Barth Report Released

The Utah Center for Financial Services has recently released a report “Bank Funding Sources: A New Look at Brokered Deposits” (“The Barth Report”) by Dr. James Barth and his colleague Yanfei Sun of Auburn University. (Originally published January 2018) Download Report Download one-page summary Download multi-page summary Download full report Other Downloads UCFS brokered deposits […]

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