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Source of Strength and Consolidated Supervision: A Comparative Assessment of Industrial Banks and Commercial Banks

Utah Center for Financial Services

James R. Barth of Auburn University and Yanfei Sun of Ryerson University conducted a study for the Utah Center for Financial Services (UCFS) on the strength of industrial banks compared to other FDIC-insured institutions. The findings demonstrate that industrial bank holding companies should not be subjected to consolidated supervision by the Federal Reserve and that no corrective legislation is needed to deal with industrial banks. Read more here. (Originally published July 2021)

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