The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]
Read MoreThe Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality, and profitability. The center compared levels of capital, asset quality, and profitability ratios for the US banking industry and the […]
Read MoreThe Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]
Read MoreThe Utah Center for Financial Services at the University of Utah released a report highlighting the safety and soundness of Industrial Banks. Findings indicate the sector continues to achieve superior earnings and strong capital and asset quality ratios. Read more here. (Originally published July 2023)
Read MoreGiven the recent focus on bank liquidity the Utah Center for Financial Services at the University of Utah conducted an analysis of liquidity for the 24 industrial banks, using information drawn from the call reports led with the FFIEC as of Dec. 31, 2022 and March 31, 2023. Thirteen of the 24 industrial banks met […]
Read MoreJames R. Barth of Auburn University and Yanfei Sun of Ryerson University conducted a study for the Utah Center for Financial Services (UCFS) on the strength of industrial banks compared to other FDIC-insured institutions. The findings demonstrate that industrial bank holding companies should not be subjected to consolidated supervision by the Federal Reserve and that […]
Read MoreThe Utah Center for Financial Services funded a community needs assessment study in conjunction with the Sorenson Impact Center and the University of Utah David Eccles School of Business. The report provides bank officers insight and information to assess community needs in the categories of poverty and employment, youth and education, health and healthcare, housing, […]
Read MoreJames R. Barth and Yanfei Sun of Auburn University conducted a study for the Utah Center for Financial Services (UCFS) on how industrial loan companies (ILCs, a.k.a industrial banks) have performed compared to other FDIC insured institutions. The findings demonstrate ILCs perform better than all other FDIC institutions. Read more here. (Originally published October 2018)
Read MoreThe Utah Center for Financial Services has recently released a report “Bank Funding Sources: A New Look at Brokered Deposits” (“The Barth Report”) by Dr. James Barth and his colleague Yanfei Sun of Auburn University. (Originally published January 2018) Download Report Download one-page summary Download multi-page summary Download full report Other Downloads UCFS brokered deposits […]
Read More