The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]
Read MoreThe Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality, and profitability. The center compared levels of capital, asset quality, and profitability ratios for the US banking industry and the […]
Read MoreUtah’s reputation as a booming fintech hub took center stage at the second annual Fintech Xchange Summit, a national conference hosted by the University of Utah’s new Stena Center for Financial Technology Feb. 5-6 in downtown Salt Lake City. The state is a growing center for financial technology, according to a new study from the University of Utah’s […]
Read MoreThe Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]
Read MoreThis paper authored by Holland and Knight explores the intersection of technology, consumer control, and regulatory considerations in the context of credit reporting and consumer data. It examines if data sources should be considered as furnishers (this designation would subject them to regulatory obligations). Join the conversation and understand how innovations like the consumer-permissioned data […]
Read MoreSix students became the first to graduate from the University of Utah’s new options to study financial technology (or fintech) earlier this year. Four earned a finance major with a fintech emphasis, and two earned a minor in fintech. The degree programs were first announced in fall 2022. They are jointly offered by the university’s […]
Read MoreThe Utah Center for Financial Services at the University of Utah released a report highlighting the safety and soundness of Industrial Banks. Findings indicate the sector continues to achieve superior earnings and strong capital and asset quality ratios. Read more here. (Originally published July 2023)
Read MoreGiven the recent focus on bank liquidity the Utah Center for Financial Services at the University of Utah conducted an analysis of liquidity for the 24 industrial banks, using information drawn from the call reports led with the FFIEC as of Dec. 31, 2022 and March 31, 2023. Thirteen of the 24 industrial banks met […]
Read MoreJames R. Barth of Auburn University and Yanfei Sun of Ryerson University conducted a study for the Utah Center for Financial Services (UCFS) on the strength of industrial banks compared to other FDIC-insured institutions. The findings demonstrate that industrial bank holding companies should not be subjected to consolidated supervision by the Federal Reserve and that […]
Read MoreThe Utah Center for Financial Services funded a community needs assessment study in conjunction with the Sorenson Impact Center and the University of Utah David Eccles School of Business. The report provides bank officers insight and information to assess community needs in the categories of poverty and employment, youth and education, health and healthcare, housing, […]
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