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Industrial Bank Report Third Quarter 2024

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality, and profitability. We have compared levels of capital, asset quality, and profitability ratios for the US banking industry and the […]

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Industrial Bank Report Second Quarter 2024

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of Industrial Banks. Key measures of safety and soundness in banking are capital, asset quality, and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]

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Industrial Bank Report First Quarter 2024

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]

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Industrial Bank Report Year End 2023

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]

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Industrial Bank Report Third Quarter 2023

Categories:

The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality, and profitability. The center compared levels of capital, asset quality, and profitability ratios for the US banking industry and the […]

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Industrial Bank Report Second Quarter 2023

Categories:

The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]

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Why Data Sources Aren’t Furnishers Under Credit Report Regs

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This paper authored by Holland and Knight explores the intersection of technology, consumer control, and regulatory considerations in the context of credit reporting and consumer data. It examines if data sources should be considered as furnishers (this designation would subject them to regulatory obligations). Join the conversation and understand how innovations like the consumer-permissioned data […]

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Comparative Safety and Soundness for the Industrial Bank Industry

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The Utah Center for Financial Services at the University of Utah released a report highlighting the safety and soundness of Industrial Banks. Findings indicate the sector continues to achieve superior earnings and strong capital and asset quality ratios. Read more here. (Originally published July 2023)

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Report of Industrial Bank Liquidity Utah Center for Financial Services

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Given the recent focus on bank liquidity the Utah Center for Financial Services at the University of Utah conducted an analysis of liquidity for the 24 industrial banks, using information drawn from the call reports led with the FFIEC as of Dec. 31, 2022 and March 31, 2023. Thirteen of the 24 industrial banks met […]

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