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Utah’s Newest Fintech Startup Launchpad

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­Entrepreneurs passionate about changing financial services, now have a new way to supercharge a business or idea: the Stena fintechXstudio. The studio is an early stage fintech incubator and accelerator for students and recent alumni from all colleges and universities within the state of Utah. The first of its kind in Utah, the studio provides […]

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19 Students Graduate from New Fintech Program

Nineteen students are graduating from the University of Utah this academic year with newly available designations in financial technology (or fintech). The students are receiving a finance major with a fintech emphasis or a fintech minor. The University of Utah announced the fintech academic programs in fall 2022. The fintech programs are jointly offered by the university’s David […]

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Industrial Bank Report Year End 2023

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]

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Industrial Bank Report Third Quarter 2023

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality, and profitability. The center compared levels of capital, asset quality, and profitability ratios for the US banking industry and the […]

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Utah’s Booming Fintech Industry in Spotlight at Fintech Xchange 2024

Utah’s reputation as a booming fintech hub took center stage at the second annual Fintech Xchange Summit, a national conference hosted by the University of Utah’s new Stena Center for Financial Technology Feb. 5-6 in downtown Salt Lake City. The state is a growing center for financial technology, according to a new study from the University of Utah’s […]

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Industrial Bank Report Second Quarter 2023

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The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key measures of safety and soundness in banking are capital, asset quality and profitability. We have compared levels of capital, asset quality and profitability ratios for the US banking industry and the […]

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New Fintech Program Graduates First Students

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Six students became the first to graduate from the University of Utah’s new options to study financial technology (or fintech) earlier this year. Four earned a finance major with a fintech emphasis, and two earned a minor in fintech. The degree programs were first announced in fall 2022. They are jointly offered by the university’s […]

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Comparative Safety and Soundness for the Industrial Bank Industry

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The Utah Center for Financial Services at the University of Utah released a report highlighting the safety and soundness of Industrial Banks. Findings indicate the sector continues to achieve superior earnings and strong capital and asset quality ratios. Read more here. (Originally published July 2023)

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Report of Industrial Bank Liquidity Utah Center for Financial Services

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Given the recent focus on bank liquidity the Utah Center for Financial Services at the University of Utah conducted an analysis of liquidity for the 24 industrial banks, using information drawn from the call reports led with the FFIEC as of Dec. 31, 2022 and March 31, 2023. Thirteen of the 24 industrial banks met […]

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Source of Strength and Consolidated Supervision: A Comparative Assessment of Industrial Banks and Commercial Banks

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James R. Barth of Auburn University and Yanfei Sun of Ryerson University conducted a study for the Utah Center for Financial Services (UCFS) on the strength of industrial banks compared to other FDIC-insured institutions. The findings demonstrate that industrial bank holding companies should not be subjected to consolidated supervision by the Federal Reserve and that […]

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